In 2023 big banking institutions and financial firms hold a tight grip on the terms in which consumers buy and sell goods and services. We believe that power needs to be released back to the people, and we’re here to help!
Are you looking for a more ethical way to buy the products or services you need, and on terms, you can afford that meet your lifestyle? Are you just over the traditional banking system of faceless transactions & storefronts?
On the flip side, are you looking for a community of qualified and trusted buyers for a product or service you offer? Do you want to accept payments over time in a trusted & secure way? Do you want to make a direct impact on someone’s life?
If any of these sound like something you have been looking for, then let us introduce ourselves!

We are WinWinX, the first Person-to-Person (P2P) Buy Now Pay Later (BNPL) platform built from the ground up to put the buying and selling terms back in the hands of our Users!
For the first time ever, both Users can directly negotiate the price and payment plan of the product or service. No more having to rely on boring banks or other big institutions to make the rules for you!
Users can finally buy products or services with payments over time®, and sell products or services in a trustworthy way, all without needing a storefront to do so!

All of that may sound like a lot, so let us help break down exactly how our platform works to give you a better understanding.
We are looking out for the good samaritans in life. The people who want to buy and sell peer-to-peer, without any of the fees, hassles, or “secret terms” the larger firms hide behind.
We want to create Win-Win situations, so everyone walks away happy!
WinWinX allows you to buy, sell, or create Payment Plans directly with other Users while addressing the common win/lose experiences that traditionally come with these types of interpersonal transactions. Experiences that might make your annual Thanksgiving dinner a little awkward!
If you are a User looking to buy a product or service, WinWinX allows you to create favorable terms and payment plans that fit your needs and lifestyle. There is no need to take on expensive loans with punishing fees, interest, and revolving debt!
If you are a User wanting to sell an item or service, WinWinX creates a community of potential customers & alleviates the hassle involved in receiving payments over time from customers. You can even check out our WinWinX Wishlist for insightful ideas on what to sell and who is looking for certain products.
Our patented WinWinX Online Trustscore™ (Think something akin to your FICO score but for trustworthiness) creates a transparent platform that verifies Users’ identities and allows for trusted transactions by holding both parties publicly accountable for their transactions and follow through.
If you’re a person who always does what they say they’re going to do, then we are the platform for you! You should be rewarded for being honest and following through on your promises!
We always strive to create a community built on trust, honesty, & transparency.

You may be asking yourself, “What is this Online Trustscore™, and how does it work?”
The WinWinX Online TrustScore™ is a proprietary patented rating system that considers your identity, previous transactions on WinWinX, and interactions with other Users.
Your Online TrustScore™ is dynamic and unique to you and is made public on the platform. This holds all WinWinX Users publically accountable for their behavior.
WinWinX Users can leverage these ratings to decide who on the platform they would like to engage in payment plans with. Your Online TrustScore™ gives WinWinX users the transparency to make sound financial decisions.
TrustScores can range from 0 to 1,000, similar to a FICO score.
You can start building your Online Trustscore™ today by clicking HERE & signing up for free!

Still looking for clarification on transactions? Check out this example:
Let’s say a mother of 4 has a used bicycle that she no longer needs, and wants it to go to a new home that will appreciate and cherish the bike for many more years to come. There just so happens to be a single father looking for a bike for his kid’s upcoming birthday.
The mom (let’s call her Susan) wants to sell the bike to the dad (let’s call him Matt) for $1,000.00. Matt wants the bike for his son but doesn’t have $1,000 handy. So, on the WinWinX platform, both parents work out a deal!
Matt agrees to send Susan $250 as a Down Payment through the WinWinX platform, and then to send Susan a series of payments until the bike is paid off.
The platform holds the down payment until Matt receives and inspects the bike. Once the bike is accepted, The deposit is transferred to Susan, and then payments over time happen automatically and start as a grade between buyer and seller.
If for some reason the bike isn’t as advertised, Matt returns the bike to Susan, and WinWinX returns the $250 to Matt. No harm is done!
WinWinX does take a 6% platform fee out of each transaction, however, this fee is applied to the amount of each individual payment accordingly and over time. For example, if you have a $10 payment each month, every time that $10 payment is processed WinWinX will take $0.60.
We feel this is a lot easier for our Users than taking our fee all at once!
We are always upfront and transparent about our fees because we believe in a transparent and honest platform!

The WinWinX platform was created to empower Users in their financial decisions and to help nurture Win-Win scenarios!
We want to take the guesswork out of buying & selling online. Our goal is to help build a worldwide community of WinWinX users, and create Win-Win scenarios for everyone!
So what do you say? Are you ready to buy and sell in a whole new way?
Sign up for FREE today!